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Privacy Policy

Yellow Brick Road Aggregation Pty Ltd, ABN/ACN 66 138 789 161, Australian Credit Licence 390261, together with its related businesses, authorised representatives and credit representatives (“we”, “us”, “our”), collects personal and financial information about you.

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We collect personal information to provide the services you have requested, manage our relationship with you, assess your application for finance and manage that finance.

We may also collect your personal information for direct marketing purposes and to manage our relationship with you. From time to time, we may offer you other products and services.

 

If you would like to opt out of receiving direct marketing material, please contact your credit representative.

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Yellow Brick Road Aggregation Pty Ltd may collect personal and credit-related information about you.

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Personal and Credit-Related Information

  1. The personal and credit-related information you provide will be held by us. Personal information may include sensitive information, including health information, and may include information you provide about any vulnerability you may have.

  2. You appoint us as your agent to act as an “access seeker” to obtain your credit-related information from a credit reporting body (CRB) on your behalf for the purpose of assisting you with your application for credit. You authorise us to disclose any credit-related information we obtain, including personal information, to prospective financiers in connection with your application for credit.

  3. We may use credit-related information and any other personal information you provide to assist you in applying for a particular credit contract and other credit-related services.

  4. We may exchange your information with the following types of entities, some of which may be located overseas:

  • Credit reporting bodies, including for a credit guarantee purpose;

  • Persons who provide credit or other products to you, or to whom an application has been made for those products;

  • Any person or entity who represents you, including financial consultants, accountants, lawyers, mortgage brokers, persons holding power of attorney, guardians and advisers;

  • Any industry body, government authority, tribunal, court or other entity in connection with any complaint regarding our services;

  • Any investors, agents, advisers, trustees, ratings agencies or businesses assisting us with funding for credit made available to you, or any entity that has an interest in your finance;

  • Government and law enforcement agencies or regulators where we are authorised or required to do so by law, including under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth);

  • Any person, including a referrer, where you have provided your consent;

  • Any of our associates, related entities or contractors;

  • Other guarantors or borrowers, if there is more than one borrower, or borrowers or prospective borrowers of any credit you guarantee or propose to guarantee;

  • Your referees, such as your employer, to verify information you have provided;

  • Any person considering acquiring an interest in our business or assets; and

  • Any organisation providing online verification of your identity.

  1. You may request access to the personal information we hold about you by contacting us.

A copy of the full privacy policy of Yellow Brick Road Aggregation Pty Ltd can be obtained from its website or by contacting 1300 730 050.

The privacy policy contains information about how you may access or seek correction of the information held about you, how that information is managed and the complaints process.

 

Consent

By providing your personal information, you agree that we may collect, use and disclose your information as described above.

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You also consent to us providing your personal information to a Credit Reporting Body (CRB) where required.

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We may act as your agent to obtain a report or information about your consumer or commercial creditworthiness from a CRB.

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We may disclose personal information such as your name, date of birth and address to a CRB for the purpose of obtaining an assessment of whether that personal information matches information held by the CRB.

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Last updated: August 2026

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